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Investment Guide: Retirement & Planning


Max Out Your IRA before Making Any Other Investment

We get it. When you work hard day in and day out, and you only have so much disposable income floating around, it’s hard not to use it to reward yourself for all your hard work. After all, the government takes its fair share of taxes and most of what’s left can be expected to go to buzz-killing bills. With the tiny portion you have left after all is said and done and all your necessities have been taken care of, the temptation to splurge on... [Continue Reading]

Top Tips For Reducing Debt

Debt has been a big problem for many people in recent years. Before the credit crisis, many people were too liberal with their borrowing and banks were too liberal with their lending, and now many of us are strapped with the burden of debt. We must now take austere measures and reduce our debts; this guide takes a look at the best debt management tips to help you reduce your debt and live a more prosperous financial future. Assess Your Position ... [Continue Reading]

Tips to Find Lower Life Insurance Rates

Life insurance is something that everyone should have in his or her life but not everyone does. It is what will offer money to your loved ones if something should happen to you. Most people do not get life insurance because it can cost a lot. This can be avoided if you follow five simple tips to find lower life insurance rates. Life insurance is the key to making sure that your loved ones are not stuck with a financial burden when you leave. Start... [Continue Reading]

Planeacion Financiera Personal - Personal Financial Planning

There are lots of misunderstandings and outright untruths about financial planning and how it works. Below I've listed 9 myths and 9 realities which hopefully will help you to understand how it really works! Myth 1: I can't afford professional financial advice. Reality: It is almost certain that you will save much more than you pay in advisory fees. Getting your investments structured in the right way for example, could save you millions of pesos in... [Continue Reading]

Planning for Retirement

Planning for your retirement can seem quite difficult. After all, you've never done it before, how can you plan for it? The best thing that you can do in planning for any type of financial situation, from buying a home to retiring comfortably, is in educating yourself. Many people are basing their retirements on pre-conceived notions that have never been backed up. There are many things that you should know in preparing to retire. The first is that... [Continue Reading]

What You Should Know About A 401k

A 401k is a good place to start in planning for your future retirement, no matter how far away you may be from the actual time. A 401k account is a special type of savings account that is funded directly through your paycheck each pay period. How it works is that you and your employer determine the amount that is to be deducted from each paycheck you receive, then the employer determines your pre-tax earnings and deducts your 401k funds from the... [Continue Reading]

Financial Planning - Is It Necessary?

Give me five `good reasons for doing financial planning. 1. You need to work out a way to gather the wealth you want 2. You need some basic security for yourself and your family, which means know that you have a predictable income and a certain amount of emergency funds if your income should temporarily disappear for one reason or another 3. To give your children the best education possible: The best schools providing higher education are normally... [Continue Reading]

Secure Your Retirement with a Rollover IRA

Switching your job? Retiring? Congratulations! A window of opportunity opens for you with the Rollover Individual Retirement Account or Rollover IRA. In an era of corporate restructuring and outsourcing, Rollover IRA is among the most powerful means available for securing one's retirement. Yet, its potential to enlarge one's assets for the sunset years commonly remains under-appreciated. The Rollover IRA dramatically increases the range of choices... [Continue Reading]

Planning For Your Retirement Tips

When you are planning for your retirement, a 401K plan is a good place to start. This a very special account that you fund with pre-tax earnings and is deducted from your paycheck each pay period. These funds are then invested in a variety of bonds, mutual funds, and stocks, and no taxes are charged upon it until the funds are withdrawn from the account. Congress created this in the early 1980's and is used as a vehicle for saving for retirement. There... [Continue Reading]

Basics of Investment Planning

In today's current investment markets, there has been an increase in the number of individuals deciding and adhering to an investment plan. Perhaps this is caused by the drastic increases in the cost of living or the profound insecurity about the future of social security, and retirement funds. Many families are looking for investments plans which help them build two funds – one for the future and one for the present. Most people are not interested... [Continue Reading]

Investing For Your Retirement

Who wants to think about getting old! This is probably the most common reason given when individuals are asked about whether they have planned for their retirement. Of course no one likes the idea of getting old but there are several things that you can do to make sure you enjoy the later years of your life without the stress and hassle of financial concerns. The popularity of 401ks are a great place to start. Make sure you are aware of how your... [Continue Reading]