Home > Investment Guide

Investment Guide (Page 12)

Simple Rules To Building Wealth

In life there are rules for almost everything. Our congress passes laws constantly to address certain needs in the nation, as do our state and local leaders. Businesses have rules, and there are rules to running business ethically and legally. Families have rules on how members ought to behave and what is expected of each. And schools, civic associations, national parks, cruise ships, and professional sports and little leagues have rules, all with a... ❯❯❯

Binary Options: Financial Trading Or Gambling

Over the past few years, binary options have grabbed headlines as the hottest new way to make investment profits. It’s true that binary options have been around for much longer, but they have only become an easy and popular trading tool recently. Since 2008, binary options trading has become affordable and accessible, open to the average trader with investments as small as just ten dollars. Of course the high popularity of binary options trading has drawn... ❯❯❯

With An Increase In Capital Gains Tax, American Investors Seeking Investment Alternatives

With An Increase In Capital Gains Tax, American Investors Seeking Investment AlternativesOver worries of the “fiscal cliff” (I know that this word is now taboo but I had to use it here), Congress approved an increase in capital gains and dividend income for American investors starting in 2013. According to Seeking Alpha, an increase of 3.8% in capital gains for those in the $250K-$450K tax bracket will cause a -10% decrease in yield on dividends and capital gains. With such a decrease in yield, many Americans are seeking safe alternative... ❯❯❯

Planeacion Financiera Personal - Personal Financial Planning

There are lots of misunderstandings and outright untruths about financial planning and how it works. Below I've listed 9 myths and 9 realities which hopefully will help you to understand how it really works! Myth 1: I can't afford professional financial advice. Reality: It is almost certain that you will save much more than you pay in advisory fees. Getting your investments structured in the right way for example, could save you millions of pesos in the... ❯❯❯

Planning for Retirement

Planning for your retirement can seem quite difficult. After all, you've never done it before, how can you plan for it? The best thing that you can do in planning for any type of financial situation, from buying a home to retiring comfortably, is in educating yourself. Many people are basing their retirements on pre-conceived notions that have never been backed up. There are many things that you should know in preparing to retire. The first is that you... ❯❯❯

What You Should Know About A 401k

A 401k is a good place to start in planning for your future retirement, no matter how far away you may be from the actual time. A 401k account is a special type of savings account that is funded directly through your paycheck each pay period. How it works is that you and your employer determine the amount that is to be deducted from each paycheck you receive, then the employer determines your pre-tax earnings and deducts your 401k funds from the paycheck... ❯❯❯

Financial Planning - Is It Necessary?

Give me five `good reasons for doing financial planning. 1. You need to work out a way to gather the wealth you want 2. You need some basic security for yourself and your family, which means know that you have a predictable income and a certain amount of emergency funds if your income should temporarily disappear for one reason or another 3. To give your children the best education possible: The best schools providing higher education are normally the... ❯❯❯

Adding Mutual Funds to Your Investment Portfolio

Choosing new investments can be hard... especially if you're not a full-time trader and don't have the time that it takes to investigate several different investment opportunities while they're still hot. It would be so much easier if you could simply invest into a single fund, and have your money divided up among several good investments. Luckily, there is a way to do just that... mutual funds. These funds are designed as a way for investors to spread... ❯❯❯

Mutual Funds Better Than Indvidual Stocks ?

Though it cannot be said in general that mutual funds are always better than individual stocks, it still cannot be denied that they usually involve lower risks, less money and generally yield lower but safe returns. It all depends on the risk attitude of the investor. This is understood clearly by looking at the disclaimer attached with any mutual fund options that are nearly identical with that applicable to any other (kind of) stock. They have their... ❯❯❯

Secure Your Retirement with a Rollover IRA

Switching your job? Retiring? Congratulations! A window of opportunity opens for you with the Rollover Individual Retirement Account or Rollover IRA. In an era of corporate restructuring and outsourcing, Rollover IRA is among the most powerful means available for securing one's retirement. Yet, its potential to enlarge one's assets for the sunset years commonly remains under-appreciated. The Rollover IRA dramatically increases the range of choices... ❯❯❯

Planning For Your Retirement Tips

When you are planning for your retirement, a 401K plan is a good place to start. This a very special account that you fund with pre-tax earnings and is deducted from your paycheck each pay period. These funds are then invested in a variety of bonds, mutual funds, and stocks, and no taxes are charged upon it until the funds are withdrawn from the account. Congress created this in the early 1980's and is used as a vehicle for saving for retirement. There... ❯❯❯

Is An Index Mutual Fund The Best Choice For Long-Term Investing?

Do you believe that the world economy will grow? Do you believe that US economy will grow? I do. The major stock indexes are indicators of economy grow. You can make money use this opportunity buying index funds. Investing into index mutual funds is easy, interesting, and profitable. It takes 5 minutes every month! If you are long-term investor, index funds is for you! It doesn't matter what index you choose. This index will grow due to economy sector... ❯❯❯

Which one is better for investing: Mutual Funds or Stocks

Comparison between Mutual Funds and Stocks Diversification Mutual fund companies invest in a variety of stocks, bonds, and money-market investments, so mutual funds carry much lower risk than stocks. Professional Management Mutual funds enable investors to pool their money and place it under professional investment management. These managers have been around the industry for a long time and have the academic credentials to back it up. Greater... ❯❯❯

Mutual Fund Expenses

An informed investor knows where his money is going. For an investor in mutual funds, it is essential to understand the expenses of mutual funds. These expenses directly influence the returns and cannot be neglected. The expenses of mutual funds are met from the capital invested in them. The ratio of the expenses associated with the operation of the mutual fund to the total assets of the fund is known as the "expense ratio." It can vary from as low as... ❯❯❯

Why You Should Buy No-Load Funds?

Load is defined as the fee or the commission that an investor pays to a mutual fund at the time of purchasing or redeeming the shares of the mutual fund. If the commission is charged when the investor buys the shares, it is known as a front-end load. On the other hand if the commission is charged when the investors redeems his shares, it is known as a back-end load. Certain funds apply back-end loads only if the shares are redeemed within a specific... ❯❯❯

When to Exercise Your Stock Options

Know the Rules Employee stock options can provide you with a substantial source of deferred income and permit you to control the recognition of taxable income. You generally pay no tax when an option is granted because you are not receiving any shares of stock, only the option to purchase shares at a later date. In general, holding an option to acquire stock may be better than holding the stock itself. The option provides protection against loss should... ❯❯❯

5 Secrets For Gold Plating Your Stock Portfolio!

You know, we have only so much time to earn money over the course of our lifetimes, and though we all know we could somehow put a portion of our savings to better use, actively managing a portfolio is something many of us would consciously and subconsciously rather not think about. What strange human foible makes us do this? Well, it might come down to one of two main reasons. One reason is we might not know where to start. We think of managing money as... ❯❯❯

Active Stock Market Timing

Much has been written about the virtues and dangers of active stock market trading, or “market timing.” Most of the pundits and so called "experts" will tell you that stock market timing doesn't work, that it's dangerous, and that "buy and hold" is the best and only way to invest. But this conventional wisdom is patently untrue. Here are the facts based on my research and extensive real time experience. If you want to be a successful stock market... ❯❯❯

Trading With Price and Volume

On any given major stock exchange, from Wall Street to Bombay or from London to Hong Kong, billions of shares are traded each day that represent trillions of dollars exchanged back and forth. This buying and selling action represents volume, which is the result of the exchange of stock or commodity between both buyer and seller. Volume, then, is the prime mover in the price for a given stock or commodity in a given amount of time. If there is more buying... ❯❯❯

The 3 Most Basic Thoughts for Mutual Fund Investing Online

If you are thinking of investing some money then you have thousands of options available in the forms of mutual funds. However, how do you know what the right one or best one is for you to open? Is investing online in mutual funds the right thing for you to do right now? For you to even be able to begin to think about investing online then you must meet a few requirements regarding your computer’s capabilities first. Your computer must be able to... ❯❯❯

Featured Articles: