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Investment Guide (Page 6)

Do You Really Need a Strict Budget?

Do You Really Need a Strict Budget?Having a budget might not sound like a lot of fun, but the reality is that most people need one. Without a budget, it is difficult to tell where your money is going, and it is hard to make sure that you have enough money left over after paying bills and covering your expenses to save for retirement or to save for a rainy day. With a budget, you can create a plan for your money that allows you to grow your net worth and that allows you to achieve both... ❯❯❯

Payment Solutions by Industry Sector: Singapore

Payment Solutions by Industry Sector: Singapore Singapore is well-known as one of the fastest growing economies in the world, so it’s no surprise that it is also one of the frontrunners of credit and debit payments in Asia. Particularly in recent years, consumerism in the city-state has changed enormously. In a survey conducted 13 years ago, the Department of Statistics and IDA revealed that only 25 percent of Singaporean consumers who made online transactions used a credit card for their... ❯❯❯

How to Double Your Investments and Limit Your Risks: Hire a Financial Planner

The desire to manage one's finances with the goal of becoming financially stable and, as much as possible, financially independent, is an admirable objective. It is a simple fact that the better a person's financial stability, the better their quality of life is in a number of areas. That a person should seek financial stability is a given. The question of whether this is a pursuit that can be effectively managed alone is another matter. With a worldwide... ❯❯❯

5 Tips To Getting Your First Car Loan

Getting your first car loan can sometimes be stressful, but it should be an exciting time for you, so we have together a few tips to getting your first car loan to perhaps make this a less stressful experience for you. Tip 1 – Only Apply Once You Are Satisfied With The Offer Quite often a first time borrower makes the mistake by formally applying to find out his interest rate. Often this is just a sales tactic and a good credit assistance provider... ❯❯❯

Straight from the Horse’s Mouth: Money Saving Tips For the Equine Inclined

All things considered, Britain is quite the horsey nation. Riding and keeping horses continues to grow in popularity, with more than four million riders in Great Britain. And even though equestrian sports have long been the province of the well to do, not all horse owners and riders are wealthy – not by a long shot. In fact about 25% of horse riders earn less than £10,000 per year. Keeping a horse, however, can be an expensive endeavour, which... ❯❯❯

Fatten Up Your Bankroll for Christmas

“Christmas is coming, the geese are getting fat…” It’s that time of year again, but while the geese may be getting fat, many families are finding that their bankrolls are woefully thin. Families could benefit from the help of a payday loan to have a stress free lead up to Christmas and enable them to make all of the necessary purchases for the big day. The desire to go all out with presents, food, decorations and festivities is so... ❯❯❯

Lifestyle Changes that Pay

Bill Gates is worth $72 billion, and Warren Buffet, $58.5 billion. Unless your name is next on the list, or even fifteen places below, you probably are interested in ways to keep more of your paycheck in your pocket. There really is no need to overhaul your life; simple lifestyle changes will net you a hefty savings. Grocery Shopping This area gets to the heart of what we value as Americans. Family meals and round-the-table chat are the Norman Rockwell... ❯❯❯

Infographic - Insight into the minds of professional investors

The below infographic which is split out into 5 different sections has been produced so give consumers insight into the minds of professional investors. Throughout the 5 piece infographic the following headings will be covered; Confidence in the UK economy among fund managers    How investors believe the UK economy would be affected by Scottish independence If fund managers think Carney will be better than King as Governor of the Bank... ❯❯❯

How Businesses can Save Money

Naturally, a business will have been set up to make profit for its owner and staff. In the current tough economic climate, companies are always looking for ways to make their money go further. Cutting down on costs is often the most efficient way to save money where an accumulation of even small savings can push your profits higher over time. With so many aspects to contend with regarding your business, it can tricky to know where to start. Advertising is... ❯❯❯

How Self-Employed Workers Can Save Money

Being self-employed has many advantages but there are also potential downsides that can arise when working for yourself. One of these is the fact that a regular income is not necessarily guaranteed. Of course, it is solely you who are responsible for your own pay as well as sick leave maintenance, tax payments and pension scheme. With all these responsibilities to take care of, keeping on top of your finances can be hard and ensuring you have enough to... ❯❯❯

Hispanic Business Owners Benefit from California Bank Services

Big business has always struggled to meet the needs of minority markets.  Some businesses decide that their core competencies lay in concentrating on the needs of the majority and letting niche markets have the minority customers.  Two of these minorities are women and Hispanics.  Interestingly, neither of these are true minorities.  In 2002, there were actually 16 million more women than men in the United States, over a 10%... ❯❯❯

5 Tips for Making Money Investing in Classic Cars

There is nothing like that loud, roaring vroom of an old muscle car, or the rattle and prattle of a pre-war commuter car. Indeed, in the old days they made cars with more attention to detail and beauty than safety and environmental concerns. Global warming wasn’t on people’s minds and the idea of seat belts was ludicrous – all car manufacturers focused on was aesthetics and comfort. Classic cars have beautiful lines, colors and the... ❯❯❯

Credit Card Freebies

Thanks to the strong likelihood of debt being racked up and money being forked out, credit card companies often offer attractive freebies and introductory offers to new customers. If you shop around sensibly and read the small print you can grab the chance to claim some vouchers or even free flights. Just make sure you know what you have to do to qualify for the freebie, avoid interest by paying off any necessary expenditure required to trigger the gift or... ❯❯❯

Three Things Businesses Should Know to Ensure they Don’t Fail

According to a report by the BBC, 4 out of 5 new businesses end in failure.  This means that if you’re considering starting up a new company, you should really get to grips with what the best people in your perspective industry have done right, so that you can follow in their success. Along the same lines, you should learn what some companies that failed did wrong.  Maybe their mistakes were avoidable. So here are 3 things you should know... ❯❯❯

Tips and Tools for investing in Unstable Financial Times

Tips and Tools for Investing in Unstable Financial Times We live in hard times, no one wants to admit it but the world economy is in the tank, and slowly still sinking. For most things are stable, not changing much on a personal level but you never know when that can change. Investment can be a good way to put your savings to work but it can be risky in this day and age with so much market instability. Here are a few tips and tools you can use to help... ❯❯❯

Should you get a credit card?

Should you get a credit card? We're all constantly told to stay away from debts and credit cards especially and it is easy to see why. The high interest rates, potential charges and the way the debt just seems to last forever if you're only ever paying off the minimum required payment each month can end up quite troublesome if your income changes or you do not stay constantly on top of your credit card bills and payments. Despite the obvious cons, there... ❯❯❯

Man Vs Machine - Putting forex bots to the test against their masters

In recent years, automatic trading has stepped into the limelight in Forex in a big way. The amount of people attracted into the market be it traders, programmers, or developers has changed the landscape of retail Forex, and the general characteristic of the typical trader. There is certainly room for automatic trading in the industry, but as with every new idea there are those that jump on the bandwagon and flood the environment with subpar products... ❯❯❯

Three Reasons Owning a Vehicle Fleet could improve your Business

If you run a small business and you’re looking to improve your efficiency, one of the first things you should look at is buying a fleet of company vehicles.  This investment could help you streamline and become more profitable for a number of reasons; here are just three to help you become more informed. You could expand your Business’s Outreach If your business is one which relies on your local community, owning a fleet of vehicles... ❯❯❯

5 Home Improvement Projects That Are Worth the Investment

We all experience moments when we look at our homes and believe that it’s time to do a bit of renovating. But then we look into our bank accounts and realize that all of the changes that we desire to make are not exactly within our budget. If you can relate to this kind of dilemma and you’re wondering which home improvement projects are actually worth the investment, we’ve got a list of five that are fairly affordable and will also raise... ❯❯❯

Why It’s Worth It to Invest in Child-Proofing Your Home

If you are becoming a new parent or if you are welcoming another bundle of joy into your life, there are a number of things you need to do to prepare. As a parent, one of the greatest responsibilities is making sure that your child is safe. When it comes to your household, you might look around and think your child will be safe and sound, but there are little dangers lurking around each and every corner. This is why investing in child-proofing your home is... ❯❯❯