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Investment Guide (Page 5)


Massachusetts Town Meeting Spirals Out of Control

A town hearing in Massachusetts ended abruptly when the crowd became unruly, yelling, clapping and interrupting the speakers. The community of less than 8,000 became aggravated at the meeting Wednesday night when the proposal to ban sale items (cigarettes, electronic cigarettes and chewing tobacco) was discussed. If this ban is pushed through in Westminster, Massachusetts, this town will make history by being the first. However, the residents remain... ❯❯❯

Is it time to think about your approach to investments?

The financial world can sometimes seem like a complex maze, which it’s impossible for most people to navigate. When finance professionals are struggling to get great results and to predict the future, how can enthusiastic amateurs possibly hope to succeed? It seems to me that a successful approach to investing is all about having clear requirements in mind and then outlining a plan to meet your specific objectives. In fact, it’s only by... ❯❯❯

Infographic: How to Send Smart

Infographic: How to Send SmartPresented by SpendSmart... ❯❯❯

Surprising Factors That Affect Your Home Insurance Rates

Out of the all the begrudging expenses that you must incur as a homeowner – home insurance is usually the most frustrating. One of the biggest reasons why it is so frustrating is because you can never seem to nail down a rate that makes any sense. You may call one company and get a quote that is completely different from another agency’s quote. It can really make your head spin. However – unbeknownst to you – your insurance company... ❯❯❯

Equity Release: Lifetime Mortgage Versus Home Reversion

Faced with retirement on a pension of today's standards, lots of us are looking for a way to bump up the pot of cash we have access to in later life. If you're over the age of 55 and own your own home, equity release could help you gain a lump sum of cash, boost your monthly income, or provide a combination of both to help you to fund your lifestyle. According to research, the amount of people taking out a lifetime mortgage (a form of equity release) has... ❯❯❯

Consolidate Student Loans and Save

No one wants to be straddled with debt after years of being in the classroom training to become a doctor, business person or other professional. But that’s the situation facing many graduates today. Adding to the fact, securing your first job right out of college can be a real challenge--even for the most arduous job seeker. With only a six month grace period before student loans go into repayment, students often face having to pay back loans without... ❯❯❯

Electric Cars: Are they Really Eco-Friendly?

Electric cars have long been feted as the answer to the world’s vehicular-related pollution problems. They don’t run on petrol, therefore they don’t produce as many harmful emissions, or contribute to the ongoing depletion of the world’s natural gas resources. Most of the people who drive electric cars believe that they are therefore contributing positively towards environmentalism. But how environmentally friendly are electric cars... ❯❯❯

Why You Need an Estate Plan

Planning for your death is never easy. Even if you aren’t anticipating it happening anytime in the near future, it can be an eerie feeling. Because of this, people avoid it for too long and often die before they have settled their affairs. This can lead to a long process and a lot of heartache for your loved ones. Even if you are young and healthy, it is a good idea to get these matters settled so that you don’t have to worry about the what-if... ❯❯❯

5 Tips to Help You Avoid Making Bad Real Estate Investments

Making a bad real estate investment is not like having buyer’s remorse. You can always return an expensive watch or an expensive television set, but you can’t return a home that turns out to be a lemon. If you wind up in a bad real estate deal, it could take a lengthy legal process to actually get out of it, which will only cost you more money down the line. So, the best option is try and avoid bad real estate investments before they actually... ❯❯❯

Steps to Reducing Your Debt

Debt can be a significant issue that overtakes other considerations. Daily problems seem to compound the situation. The stress of dealing with this issue causes a wide range of difficulties, but there is a way to stop the cycle. Knowing the steps for eliminating debt from your life is the best way to begin a positive change. Write Down All DebtsStart by creating a list of all debts currently owed. This can help show you what needs to be the focus of... ❯❯❯

Holiday Gifting Without Financial Pressure

Seasonal expenses creep in without fanfare, sneaking up on well-intentioned gift-givers bringing joy to their friends and families.  It is easy to get carried away with the spirit of giving; after all, celebrations call for memorable presents.  But left unmanaged, spending quickly goes beyond affordability for many holiday shoppers. Generosity, within your means, is indeed part of the seasonal joy shared with loved ones.  Excited... ❯❯❯

How to Overcome a Financial Crisis

How to Overcome a Financial CrisisWhen you are in the midst of a financial crisis, it may seem as if there is no way out.  Facing eviction, essential medical costs you cannot pay or other vital expenses that you don’t have the money for can be very frightening and you may not know where to turn. Fortunately, there are solutions available when you go through a financial hard time. You just need to think carefully and explore the options systematically to find the right option for... ❯❯❯

Save Money on Holiday Gift Giving

Holidays are supposed to be a time to celebrate, enjoy friends and family, and give thanks and be grateful for the things we are blessed with in our life. That’s the idea anyhow. Does that sound right to you? Probably not. While, there are certainly aspects of many holidays that we all enjoy, more often those holidays are fraught with a great deal of stress and some amount of desire for that holiday to be over. One part of the stress factor arises... ❯❯❯

An Introduction to Credit Derivatives

An Introduction to Credit Derivatives Most day traders will have dealt with derivatives in at least some form. Despite this, many have a very limited understanding of the different types of derivative that are commonly traded, or the financial and legal implications of these trades. A derivative is where a contract’s value is determined by the value of an underlying asset or assets at a future date. A credit derivative is a type of derivative. Its price and value comes from the risk... ❯❯❯

CREDIT CARDS: A MYTHBUSTER

There could be many reasons why you choose a credit card, but before you decide, it’s likely you’ll take time to look into some of the common notions about them first. For example, what is the best credit card to have? Is it true that you are entitled to rewards as a card holder? Can you draw cash from ATMs? Will your credit card purchases be kept separate from your bank account? It is always sensible to carefully consider any financial... ❯❯❯

5 College Education Cost Estimation Tips

Going to college can be an expensive venture. While you want to make a solid return on your investment, you also don’t want to skimp, especially when it comes to matters having to do with your educational aspirations. This is the reason why you want to have a rough budget of your entire college experience totally mapped out. With a rough estimation, you can plan on your living arrangements, your tuition and all the other miscellaneous costs that come... ❯❯❯

Secrets To Paying For College

It's not uncommon today for young people to find themselves financing their college education mostly or completely on their own.  Although this task may sound next to impossible for students who are evaluating the costs of different colleges, it is a process that many people have navigated successfully.  Students who explore their financing options, think carefully about their choice of school, and keep spending under control with a prepaid card... ❯❯❯

The Top 4 Places to Get Day Trade Training Online

The Top 4 Places to Get Day Trade Training OnlineWe have all heard the glamour stories behind day trade training. People can take a small amount of money and walk away millionaires at the end of the day. Unfortunately, too often, people are sucked into this idea and find themselves throwing away their life savings without the proper knowledge of what they are doing. Thankfully there are available day trade training programs available to help the serious individual find success within this financial... ❯❯❯

The insiders guide to personal loans

When faced with a need for emergency funds, many people look first to a credit card. However, with interest rates on credit cards being as high as 25 percent, personal loans may be a viable alternative. This method of borrowing funds works well for individuals with good credit scores; those people with less than good credit should compare interest rates between personal loans and other sources carefully. Personal loans can be used for a variety of reasons... ❯❯❯

Can Buying a Used Car Genuinely Represent an Investment?

Despite almost consistent growth during 2013, there are signs that sales in the used car market are beginning to slump. This is causing confidence to dwindle among dealerships, while consumers are also beginning to think twice before buying a second-hand vehicle. On the flip-side, however, this may cause a depreciation in the cost of used cars nationwide, which opens up the concept of purchasing second-hand models as a potential investment vehicle. The... ❯❯❯