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Investment Guide (Page 9)


The Evolution of Payment Cards

Payment cards have come a long way since they were first introduced in the 1950s. Indeed ever since consumers have understood the concept of credit and the representation of money in card form, payment cards have been lovingly embraced. Banking practicality and the upper-class sentiment of ‘convenience’ gave birth to the payment card. Thanks to technological advancements and innovations there are now over $12 trillion card payment... ❯❯❯

Taking the pain out of applying for a personal loan

Applying for a personal loan the easy way Getting a personal loan in hand is frequently more difficult then the average person anticipates. Proper preparation is vital to a successful loan application. A few steps worth of preparation can go a long way to getting that loan in your hands.A new loan applicant must ascertain of the amount that he or she would like to borrow. Having an exact figure in mind is the perfect way to prepare for the... ❯❯❯

5 Tips for Evaluating Investment Risk

There is no doubt about it: investing any sum money in the stock or real estate market can be risky. There are a number of contributing and mitigating circumstances that could either make you rich or incredibly poor. However, investing in the stock market has been one of the most fundamental cornerstones of the world economy. Investing helps the economy by helping businesses grow. These businesses could then offer more jobs. And the more jobs people are... ❯❯❯

5 of the Most Well Known Incidents of Rogue Trading

While unfortunate, rogue trading does happen from time to time, and involves an employee of a bank or trading firm going alone and making trades without their employees’ knowledge - these trades can go undetected for many years, with rogue traders working to cover up their mistakes and protect their profits. However, when things do come to light, the consequences are disastrous, with cases like Nick Leeson’s leading to the breakdown of a... ❯❯❯

Should You Invest in Promotional Items for Your Business?

There are an awful lot of directions you can go when looking to promote your business. But there are always strict limitations as well. You might be constrained by time, energy, budget or some mix of the three, but unless you’re running an international corporation with ridiculously deep pockets, you’re going to have to pick and choose your marketing battles. One way that many companies push their brand and their products is by designing... ❯❯❯

How to Invest for Retirement

The economic downturn of the past several years has left a large percentage of Americans truly shaken up, and far less financially secure than they were before. The markets periodically go through these swings, and the savvy investor knows to be prepared for this eventuality. But at the same time you’ve got to afford your life now, and set aside something to help build a nest egg for retirement. People are living longer than they used to, meaning... ❯❯❯

Why It Pays to Invest in Marketing and Promotion for Your Business

If you think about it, many of your favorite companies and brands wouldn’t be here today if they didn’t have a successful marketing plan. Most of these successful marketing and promotion plans cost millions, but the returns have been even greater. For any business, big or small, it is an extremely wise business decision to invest in a marketing plan. Whether you create the plan or promotion in house or if you contract an advertising agency to... ❯❯❯

5 Common Real Estate Investing Mistakes

In many ways, now is a great time to invest in real estate, especially if you have the patience to hold out for the inevitable market rebound. This could mean putting your money into rental properties so that you can earn a passive income even as you wait for property values to increase, or it could entail joining a real estate investment trust (REIT) of some kind. But either way, real estate represents a valuable asset that can make your money work for... ❯❯❯

5 Home Improvements That Are Worth Investing In

Keeping up with regular home maintenance is important for a number of reasons, like preserving the quality or standard of living and increasing the value of your home. Many real estate agents recommend that people do basic upkeep to their homes in order to keep it in sellable shape in case they decide to move on or make an upgrade. Moreover, it is recommended that homeowners make minor or basic home improvements every year and major improvements every 5... ❯❯❯

Top 5 Tax Efficient Investing Tips

You might not think that investing in general is a great way to reduce the money you owe for taxes each year. And if your portfolio is full of stocks and bonds that are busily earning you money year upon year then you could be right. But there are ways to invest that can actually make your money work harder for you not only by way of earnings, but also when it comes time to file your annual income tax. Here are a few tips you might want to look into. ... ❯❯❯

5 Tips for Real Estate Investing Success

Some of the most successful real estate investors say that investing in the real estate market is a combination of luck and pragmatic thinking. If so, this wise advice can really pay off, because the real estate market is vibrant with a huge potential to make incredible sums of money. Whether you want to start off small or go all in, the real estate market has its ups and downs, just like anything, but if you play your cards right, it can be an... ❯❯❯

5 Tips for Reducing Your Taxes on Investments

Every year that dreaded time comes around when we have to pay our taxes, whether we like it or not. Much like the holidays, tax time is palpable in the air. One hundred years ago, for ordinary Americans, paying your taxes was a much simpler affair with minimal IRS tax forms. However, over the years, with the rise in the population and as our society became more complex, our taxes became more complicated too. There are numerous forms to fill out that... ❯❯❯

The Difference between Growth and Value Investing

Everyone knows that you cannot build financial freedom over the course of your life by living paycheck to paycheck. You’ve got to find ways to make your money work for you. In past generations a savings account at the bank was a viable option, but these days the interest you accrue from a basic savings account is truly laughable. CDs are a sound investment, but the returns are low and your money is locked up for a significant amount of time. Many... ❯❯❯

Is It Worth It to Invest in An Advisor for Your Small Business?

Small businesses are extremely susceptible to the peripatetic nature of different markets. A product or service could lose its value at the drop of a dime. Whether it’s the changing tides of a neighborhood and rent is too high, or a larger company with an acquisition proposal has approached you or maybe you want to acquire another company yourself, having an advisor for your small business is crucial in determining what the next steps... ❯❯❯

5 Reasons It Pays to Invest in Your Health

Although you may not usually think about it in these terms, maintaining optimal health is actually an investment. It may not pay off as obviously as a certificate of deposit or a mutual fund, but there may be no investment that’s more important. Strong longevity and wellness will improve almost every aspect of your life, and insure that you hang on to the majority of your wealth. Poor health will sap your energy, your positive mind frame and your... ❯❯❯

Are Classic Cars Good Investments or Money Pits?

Owning a classic car is a dream for many adults. Whether you appreciate the beauty and aesthetic of a 1930s Talbot-Lago (“Teardrop” car), the daring style innovations of the 1950s, the roar of a late ’60s muscle car, or the pimpin’ style and roomy accommodations of a ’70s Caddy, you might be keen to find, fix, and drive a classic car, or even start a collection. But before you start sinking dough into an automobile of... ❯❯❯

The Pros and Cons of Using Insurance As an Investment

Throwing money away isn’t very smart, is it? Many financial advisers will go far beyond recommending that you don’t throw away your money, and tell you that it’s just plain stupid. Yet, we do it all the time with our money, from not getting the best deals with our utility providers, spending too much money on rent and even when buying our life insurance policies. Everyone knows that investing in a home is smarter than paying... ❯❯❯

How You Can Use Life Insurance As an Investment Tool

There are literally thousands of investment tools out there, and determining which one is the perfect fit for you is a complicated consideration. The fact is, each investment you consider will have its fair share of pros and cons, and there may not be an absolute ‘perfect’ option. But you can certainly hedge your bets with a diverse portfolio and some options you know will be there in good times and bad. Most people buy life insurance because... ❯❯❯

Top 5 Benefits of Investing in Your Business’ Online Reputation

Having a strong online presence is one of the most important things a small, medium or large sized business can have in the vastly competitive and rapidly changing modern market place. If your placement on the web doesn’t reflect your business in the right light, it can mean the difference of making it or breaking it in your prospective industry. Most consumers go online to vet a business that they might do business with. If it is a product, they... ❯❯❯

Top 5 Tips for Building a Profitable Stock Portfolio

In today’s fast paced, competitive world, the stock market is as fickle as ever. On Wall Street, it’s a dog eat dog climate and more personal investors who are jumping into the trenches are coming up empty. Building a stock portfolio is more and more becoming an important personal venture to secure the investor for their financial future. However, an investor must know the ins and outs of how to build a successful portfolio in order to reap the... ❯❯❯