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Investment Guide (Page 9)

3 Ways Novated Leases Save You Money

Cars require several things to keep them running, both continually as well as in the long term. Looking after your vehicle day to day involves fuel, and they also need work occasionally in the form of servicing and repairs to retain their value. When your vehicle is on a Novated Lease, covering these expenses can be a little different compared to other types of vehicle finance. This article discusses how fuel and maintenance costs are covered with Novated... ❯❯❯

Money Saving Ideas – The Top 10

When you’re out of cash or things are getting a little tight, some ingenious money saving ideas can make all the difference. So we have put together our top 10 suggestions to ensure your money can stretch a little bit further. 1. Get Ready To Switch Staying with the same supplier for anything these days doesn’t pay, so make sure you take the time to compare your mortgage, utility bills, credit cards and even your supermarket to make sure you are getting... ❯❯❯

The Risks and Benefits of Investing in Property

If you have some extra capital sitting around but the idea of throwing it into the stock market fills you with terror, you are not alone. The economic recession and the constant ebbing and flowing of the market has many casual investors looking elsewhere, unwilling to risk their hard-earned money on something that’s so hard to predict. Many of these folks end up investing in real estate. Some would argue that this method is just as susceptible to economic... ❯❯❯

6 Common Misconceptions about Payday Loans

A payday loan is also known as a cash advance. It is a short-term, unsecured loan that is taken out before your next pay period. Payday loans have received a-lot of negative attention over the years, so you have probably heard some things about them that were not true. Below are some of the common misconceptions about payday loans: #1 Payday Loans Are Designed To Take Advantage of Low-Income Earners Fact- Payday loans are intended for everyone. The vast... ❯❯❯

5 Things to Consider When Investing in a Green Car Company

Most people choose to allow their financial planner or stock broker to handle the details of their portfolio. While they certainly expect to be consulted about major decisions where their money management is concerned, they’re happy to rely on the experts to do the research and recommend wise investing strategies. Of course, you may not fall into the category. It’s possible that you want to take a more hands-on approach to making your money work for you,... ❯❯❯

10 Ways to Save with a New Baby

A new baby means money, money and money. There’s no getting away from the nappies, bottles, clothes, wet wipes, pacifiers and paediatrician costs that will eat up your salary as soon as it lands in your bank account. However, following some simple tips and tricks can allow you save money while you tend to your little one’s every need. 1: Maternity clothes Don’t waste lots of money on maternity clothes when instead you can opt for clothing that can work... ❯❯❯

How Much Money Should You Invest in Public Relations for Your Business?

So you’ve got your small business off the ground, and you’re starting to make a little bit of money. Since you want that trend to continue, you’re probably looking at marketing and advertising spends to help promote your brand and open up new markets. While these methods can certainly be effective, they aren’t ideal for the startup or for many small businesses. In the end, the money you have to spend on advertising to break through the noise created by... ❯❯❯

Buyer Beware: Hedge Funds to be Allowed to Advertise to Public

In a move which is being seen as particularly risky by many, the US Securities and Exchange Commission is paving the way for hedge funds and a variety of other investments to advertise and promote themselves to the general public. This could mean everything from television adverts to cold calls, with funds desperately vying for your investment, if you’re an accredited investor of course. Nobody is quite sure just how widespread the advertising will be,... ❯❯❯

5 Tips for Investing in Autographed Celebrity Memorabilia

If you want to get started in investing, you’ll have plenty of options to explore. Some experts claim that real estate is the best possible place to put your money, even with the dip in property values seen during the recession. Others claim that the stock market is where it’s at, and if you are so inclined there are plenty of investment managers who will sing the praises of the various stocks, bonds and money market accounts that are worth your time and... ❯❯❯

Finance: 7 SMSF Mythbusters

SMSFs and the Ever-Growing Need for Mythbusters Increasing numbers of people are choosing to own Self Managed Super Funds (SMSFs) in order to make their own investment decisions. As super fund trustee, you are solely responsible and in control of just how your superannuation funds are to be invested. Numerous myths have accumulated around these super funds over the past few years, many of which are not valid and are likely candidates for mythbusters,... ❯❯❯

4 Ways to Budget for Everyday Expenses

You might not think it, but the way you deal with everyday expenses could be seriously impacting your finances. Hundreds of dollars a week can be gained or lost depending on how you handle these costs. To make sure you get the most out of your income, here are 4 top ways to organise the way you pay for everyday expenses. Evaluate Your Finances Before you can get started, it’s essential that you know your financial situation inside out. Figure out your... ❯❯❯

5 Easy Ways to Increase Company Profits by Boosting Efficiency

A company’s financial performance is all about efficiency. Unless your business is performing to its maximum potential, you will never see the kinds of revenue that you know it’s capable of generating. And for this to happen, efficiency needs to be optimised across the board. So here are the top 5 ways by which your business can be made more efficient – and profitable. 1.       Streamline Communications An efficient communications system is not only... ❯❯❯

4 Ways to Stop Using Your Credit Cards

While credit cards are incredibly handy, there’s a fine line between using them to supplement your financial situation and relying on them to bail you out of a difficult financial situation. The more you use your credit cards, the higher chance you have of being trapped into a dangerous cycle of debt. If you’re looking to reduce your reliance on your credit cards and improve your finances, here are 4 simple ways to break the habit for good. Remove the... ❯❯❯

Safe Investments: Precious Metals Protect Your Dollars From Inflation

The stock market is constantly up and down.  Companies are going under regularly as scandals are exposed and the economy stagnates.  Those who have invested in those companies are left holding a worthless piece of paper when the company goes belly up.  When you have invested a significant amount of money into something, and you are left with nothing, you quickly lose faith in the system you used to count on to provide for your living and your retirement.... ❯❯❯

5 Benefits of Investing in Green Home Improvements

There is no doubt that going green can both save you money and decrease your carbon footprint, but what about making some environmentally friendly choices inside your home? Making a few “green” upgrades to your home doesn’t generally need to cost an arm and a leg. In the long run you will make your money back from not only increased savings on your energy bill, but also tax breaks and other monetary incentives for making more energy efficient efforts.... ❯❯❯

Is It Better to Rent Your Home or Sell It When You Relocate?

So after several months of searching, you’ve finally found your dream home. The negotiations are complete, the closing process looks like it will be smooth sailing, and your kids are already fighting over bedrooms. But what to do with the home you’re leaving? In many cases you’ll have to sell it just to afford the new place and the move. But if money isn’t quite that tight, you’ll have some additional options. Some people choose to hang on to their old... ❯❯❯

Top Tips For Reducing Debt

Debt has been a big problem for many people in recent years. Before the credit crisis, many people were too liberal with their borrowing and banks were too liberal with their lending, and now many of us are strapped with the burden of debt. We must now take austere measures and reduce our debts; this guide takes a look at the best debt management tips to help you reduce your debt and live a more prosperous financial future. Assess Your Position Before... ❯❯❯

Choosing the Right Type of Online Investment

Online investments are an attractive option for many consumers who are looking to broaden the scope of their investment opportunities. Online investing offers global opportunities, increased flexibility, and usually means investors are able to pay lower transaction fees than they would have with a broker. In addition, online investors are able to take advantage of numerous web tools which will help them to independently track and manage their investments. ... ❯❯❯

When Love and Hate Collide — How to avoid choosing the wrong business partner

Investing in a business is a real venture, but sometimes the person you consider going into business with can be just as risky a venture. At the same time, however, you’re not choosing your business partner by drawing their name from a hat, nor are they hiding under three cups labeled A, B, and C. Just like you can evaluate business risk, you should conduct a risk assessment of your potential business partner. If you detect any of the five signs below... ❯❯❯

Common sense rules on how to prevent getting bankrupt

To a business owner, nothing can be more disturbing than the thought of bankruptcy.  Though sometimes it cannot be avoided, most business owners would try and do everything to save their companies from crumbling down and their time, effort, and resources from being wasted. Sometimes financing a business may go wrong and owners find themselves in the situation of filing for bankruptcy, which involves going to court and spending money on legal fees, not to... ❯❯❯

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